BANOPHONE
Usage Terms & Conditions:

I / We request Blom Bank France to provide me / us with the "BANOPHONE" Service and issue its related personal identity number "PIN".
I / We agree to the following terms and conditions:

  1. The Bank shall debit / credit my accounts with the amount of any transfers effected by use of the Service. I / We understand that such transfers shall be restricted to and between my / our accounts with Blom Bank France in the United Arab Emirates.

  2. I / We shall exercise every possible caution to prevent any loss or theft of my "PlN",and shall notify the Bank within 24 hours in writing of any such loss or theft. I / We shall bear any loss occuring from any unauthorized use of the Service prior to the acknowledgment by the Bank of the receipt of notification of loss or theft of the "PIN".

  3. The Bank's record of transactions processed by the use of the Service shall be conclusive and binding for all purposes.

  4. Subject to prior notification, the Bank will debit my/our accounts(s) with all expenses arising from providing of the Service as announced from time to time.

  5. I / We shall not disclose the "PIN" of my / our account to any third party in any case without the prior written consent of the Bank.

  6. I / We shall not be entitled to overdraw my / our account with the Bank by the use of the Service in excess of any overdraft limit authorized by the Bank.

  7. I shall be jointly and severally responsible for all transactions processed by the use of the Service to one or more of us, notwithstanding any stipulation, which we have made in the joint Account Mandate completed by us, requiring all parties to the account to sign.

  8. The Bank reserves the right to refuse any application or to withdraw at any time, all rights and privileges pertaining to the service.

  9. The Bank may at any time vary any terms and conditions relating to the service under prior advice to me / us.

  10. This agreement shall be ruled by and will be explainable at all times under the laws in force in the emirate where the branch operates. It is also considered an addition to, but not alternate to, any other agreements (s) or documents(s) / power of attorneys(s) related to the operation of my / our accounts(s) in the Bank.


Customer Name:                                        Date:                                 Signature: